YEARLY HIGH
0.2938 AWG
YEARLY LOW
0.2680 AWG
YEARLY AVERAGE
0.2829 AWG

2021 HRK to AWG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to AWG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2938. Conversely, the yearly low was recorded on November 24, dropping to 0.2680.

This high-to-low spread represents a total annual volatility of 0.0258 AWG. From a start-to-finish perspective, comparing the January average rate of 0.2897 to the December average rate of 0.2706, the exchange rate registered a net change of -6.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2938 was up 0.18% compared to the 2020 peak of 0.2933, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,469 AWG
2020 Average 1,363 AWG
Yearly Trough Low 1,340 AWG
Transaction Impact: A difference of 128.85 AWG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2927
0.2686
JanuMarcMayJulySeptNove

HRK to AWG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2873, compared to 0.2785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 0.2873
H2 Avg (Jul–Dec) 0.2785

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0100 AWG (High: 0.2780 / Low: 0.2680). On the other end, December was the most stable month, with a tight range of 0.0032 AWG (High: 0.2723 / Low: 0.2691).

November Spread (Volatile) ±0.0100
December Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0052 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2897) against the same month in 2020 (average: 0.2685), the exchange rate shifted by +0.0212 (+7.88%).

2021 Avg (January) 0.2897
2020 Avg (January) 0.2685

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2938 0.2877 0.2897
February 0.2892 0.2845 0.2875
March 0.2870 0.2788 0.2826
April 0.2890 0.2795 0.2844
May 0.2934 0.2867 0.2907
June 0.2930 0.2847 0.2890
July 0.2854 0.2812 0.2838
August 0.2852 0.2806 0.2827
September 0.2856 0.2782 0.2828
October 0.2798 0.2762 0.2779
November 0.2780 0.2680 0.2731
December 0.2723 0.2691 0.2706