YEARLY HIGH
0.3065 BBD
YEARLY LOW
0.2762 BBD
YEARLY AVERAGE
0.2941 BBD

2016 HRK to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 0.3065. Conversely, the yearly low was recorded on December 20, dropping to 0.2762.

This high-to-low spread represents a total annual volatility of 0.0303 BBD. From a start-to-finish perspective, comparing the January average rate of 0.2838 to the December average rate of 0.2800, the exchange rate registered a net change of -1.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.3065 was down 2.60% compared to the 2015 peak of 0.3146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,532 BBD
2015 Average 1,459 BBD
Yearly Trough Low 1,381 BBD
Transaction Impact: A difference of 151.37 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.3047
0.2778
JanuMarcMayJulySeptNove

HRK to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2954, compared to 0.2927 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.2954
H2 Avg (Jul–Dec) 0.2927

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0165 BBD (High: 0.3023 / Low: 0.2857). On the other end, September was the most stable month, with a tight range of 0.0037 BBD (High: 0.3010 / Low: 0.2973).

March Spread (Volatile) ±0.0165
September Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0073 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0073

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.3014) against the same month in 2015 (average: 0.2954), the exchange rate shifted by +0.0059 (+2.01%).

2016 Avg (May) 0.3014
2015 Avg (May) 0.2954

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2858 0.2815 0.2838
February 0.2961 0.2840 0.2909
March 0.3023 0.2857 0.2948
April 0.3048 0.3000 0.3025
May 0.3065 0.2966 0.3014
June 0.3032 0.2933 0.2991
July 0.2989 0.2938 0.2957
August 0.3030 0.2966 0.2996
September 0.3010 0.2973 0.2992
October 0.2994 0.2898 0.2943
November 0.2966 0.2807 0.2873
December 0.2856 0.2762 0.2800