YEARLY HIGH
0.9188 BRL
YEARLY LOW
0.7817 BRL
YEARLY AVERAGE
0.8477 BRL

2021 HRK to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.9188. Conversely, the yearly low was recorded on June 24, dropping to 0.7817.

This high-to-low spread represents a total annual volatility of 0.1371 BRL. From a start-to-finish perspective, comparing the January average rate of 0.8622 to the December average rate of 0.8499, the exchange rate registered a net change of -1.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9188 was up 2.63% compared to the 2020 peak of 0.8953, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 4,594 BRL
2020 Average 3,908 BRL
Yearly Trough Low 3,908 BRL
Transaction Impact: A difference of 685.60 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8930
0.8000
JanuMarcMayJulySeptNove

HRK to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8596, compared to 0.8358 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0238 points.

H1 Avg (Jan–Jun) 0.8596
H2 Avg (Jul–Dec) 0.8358

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0570 BRL (High: 0.9188 / Low: 0.8618). On the other end, September was the most stable month, with a tight range of 0.0269 BRL (High: 0.8457 / Low: 0.8188).

March Spread (Volatile) ±0.0570
September Spread (Stable) ±0.0269

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0479 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.8853) against the same month in 2020 (average: 0.7137), the exchange rate shifted by +0.1716 (+24.04%).

2021 Avg (March) 0.8853
2020 Avg (March) 0.7137

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8807 0.8346 0.8622
February 0.8934 0.8519 0.8650
March 0.9188 0.8618 0.8853
April 0.9031 0.8566 0.8817
May 0.8712 0.8411 0.8557
June 0.8381 0.7817 0.8078
July 0.8336 0.7985 0.8140
August 0.8441 0.8112 0.8249
September 0.8457 0.8188 0.8283
October 0.8777 0.8296 0.8545
November 0.8753 0.8227 0.8428
December 0.8630 0.8342 0.8499