YEARLY HIGH
1.3842 BWP
YEARLY LOW
1.2361 BWP
YEARLY AVERAGE
1.3051 BWP

2012 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 1.3842. Conversely, the yearly low was recorded on February 6, dropping to 1.2361.

This high-to-low spread represents a total annual volatility of 0.1481 BWP. From a start-to-finish perspective, comparing the January average rate of 1.2725 to the December average rate of 1.3673, the exchange rate registered a net change of 7.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3842 was up 0.92% compared to the 2011 peak of 1.3716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 6,921 BWP
2011 Average 6,410 BWP
Yearly Trough Low 6,181 BWP
Transaction Impact: A difference of 740.39 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3777
1.2522
JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2853, compared to 1.3250 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0397 points.

H1 Avg (Jan–Jun) 1.2853
H2 Avg (Jul–Dec) 1.3250

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0575 BWP (High: 1.3111 / Low: 1.2536). On the other end, December was the most stable month, with a tight range of 0.0263 BWP (High: 1.3804 / Low: 1.3541).

August Spread (Volatile) ±0.0575
December Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0327 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 1.3566) against the same month in 2011 (average: 1.3408), the exchange rate shifted by +0.0158 (+1.18%).

2012 Avg (October) 1.3566
2011 Avg (October) 1.3408

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2875 1.2590 1.2725
February 1.2836 1.2361 1.2626
March 1.2989 1.2489 1.2713
April 1.3240 1.2944 1.3055
May 1.3139 1.2797 1.3001
June 1.3102 1.2837 1.2995
July 1.2963 1.2397 1.2668
August 1.3111 1.2536 1.2782
September 1.3502 1.3068 1.3274
October 1.3842 1.3355 1.3566
November 1.3698 1.3355 1.3535
December 1.3804 1.3541 1.3673