YEARLY HIGH
164.0053 CDF
YEARLY LOW
148.9959 CDF
YEARLY AVERAGE
157.2643 CDF

2012 HRK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 164.0053. Conversely, the yearly low was recorded on July 24, dropping to 148.9959.

This high-to-low spread represents a total annual volatility of 15.0094 CDF. From a start-to-finish perspective, comparing the January average rate of 155.6541 to the December average rate of 161.1853, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 164.0053 was down 11.02% compared to the 2011 peak of 184.3259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 820,026 CDF
2011 Average 853,206 CDF
Yearly Trough Low 744,979 CDF
Transaction Impact: A difference of 75,047.03 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

162.2039
149.9800
JanuMarcMayJulySeptNove

HRK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 157.4013, compared to 157.1274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2739 points.

H1 Avg (Jan–Jun) 157.4013
H2 Avg (Jul–Dec) 157.1274

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 10.6060 CDF (High: 161.0088 / Low: 150.4028). On the other end, December was the most stable month, with a tight range of 2.2434 CDF (High: 162.2109 / Low: 159.9675).

May Spread (Volatile) ±10.6060
December Spread (Stable) ±2.2434

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 5.1770 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -5.1770

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 160.7774) against the same month in 2011 (average: 178.8944), the exchange rate shifted by -18.1170 (-10.13%).

2012 Avg (April) 160.7774
2011 Avg (April) 178.8944

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 160.5519 152.4646 155.6541
February 162.6709 156.8095 159.6630
March 163.1976 158.3531 160.5008
April 164.0053 158.8595 160.7774
May 161.0088 150.4028 155.6004
June 155.3464 149.6469 152.2121
July 154.0480 148.9959 150.9987
August 156.1479 150.4296 153.0724
September 163.7498 155.6398 160.0782
October 161.4379 158.5677 159.8071
November 160.7028 155.7407 157.6226
December 162.2109 159.9675 161.1853