2021 HRK to FJD Historical Review

YEARLY HIGH

0.3316 FJD

YEARLY LOW

0.3156 FJD

YEARLY AVERAGE

0.3249 FJD

2021 HRK to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.3316. Conversely, the yearly low was recorded on November 20, dropping to 0.3156.

This high-to-low spread represents a total annual volatility of 0.0160 FJD. From a start-to-finish perspective, comparing the January average rate of 0.3277 to the December average rate of 0.3201, the exchange rate registered a net change of -2.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3316 was down 2.53% compared to the 2020 peak of 0.3402, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,658 FJD

2020 Average 1,640 FJD

Yearly Trough Low 1,578 FJD

Transaction Impact: A difference of 80.15 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3302

0.3175

JanuMarcMayJulySeptNove

HRK to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3256, compared to 0.3243 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.3256

H2 Avg (Jul–Dec) 0.3243

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0087 FJD (High: 0.3278 / Low: 0.3192). On the other end, September was the most stable month, with a tight range of 0.0038 FJD (High: 0.3298 / Low: 0.3260).

October Spread (Volatile) ±0.0087

September Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0050 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.3291) against the same month in 2020 (average: 0.3238), the exchange rate shifted by +0.0054 (+1.65%).

2021 Avg (June) 0.3291

2020 Avg (June) 0.3238

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3310	0.3246	0.3277
February	0.3265	0.3190	0.3241
March	0.3232	0.3179	0.3211
April	0.3263	0.3204	0.3237
May	0.3309	0.3230	0.3280
June	0.3316	0.3265	0.3291
July	0.3301	0.3251	0.3279
August	0.3313	0.3252	0.3286
September	0.3298	0.3260	0.3277
October	0.3278	0.3192	0.3228
November	0.3214	0.3156	0.3186
December	0.3223	0.3184	0.3201

2021 HRK నుండి FJD చారిత్రక సమీక్ష