YEARLY HIGH
248.1049 LBP
YEARLY LOW
225.2726 LBP
YEARLY AVERAGE
238.7430 LBP

2021 HRK to LBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to LBP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 248.1049. Conversely, the yearly low was recorded on November 25, dropping to 225.2726.

This high-to-low spread represents a total annual volatility of 22.8322 LBP. From a start-to-finish perspective, comparing the January average rate of 244.0616 to the December average rate of 228.3044, the exchange rate registered a net change of -6.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 248.1049 was up 0.42% compared to the 2020 peak of 247.0628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,240,524 LBP
2020 Average 1,144,023 LBP
Yearly Trough Low 1,126,363 LBP
Transaction Impact: A difference of 114,161.09 LBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

247.2829
226.5791
JanuMarcMayJulySeptNove

HRK to LBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 242.3685, compared to 235.1176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.2510 points.

H1 Avg (Jan–Jun) 242.3685
H2 Avg (Jul–Dec) 235.1176

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 10.8032 LBP (High: 236.0758 / Low: 225.2726). On the other end, February was the most stable month, with a tight range of 3.3062 LBP (High: 243.7643 / Low: 240.4582).

November Spread (Volatile) ±10.8032
February Spread (Stable) ±3.3062

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 4.6736 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -4.6736

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 244.3537) against the same month in 2020 (average: 225.8016), the exchange rate shifted by +18.5520 (+8.22%).

2021 Avg (June) 244.3537
2020 Avg (June) 225.8016

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 247.0398 241.7415 244.0616
February 243.7643 240.4582 242.0501
March 243.5878 234.5187 238.6696
April 244.6082 234.5168 239.5188
May 248.0773 242.0067 245.5576
June 248.1049 239.3605 244.3537
July 242.7892 236.0094 239.6801
August 240.4993 235.5612 237.8304
September 241.1486 234.5989 238.5679
October 236.3843 232.3366 235.0638
November 236.0758 225.2726 231.2588
December 230.9664 225.8151 228.3044