YEARLY HIGH
5.5381 RUB
YEARLY LOW
5.1023 RUB
YEARLY AVERAGE
5.3069 RUB

2012 HRK to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 22, valuing the pair at 5.5381. Conversely, the yearly low was recorded on March 18, dropping to 5.1023.

This high-to-low spread represents a total annual volatility of 0.4359 RUB. From a start-to-finish perspective, comparing the January average rate of 5.3536 to the December average rate of 5.3501, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.5381 was down 5.23% compared to the 2011 peak of 5.8440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 27,691 RUB
2011 Average 27,481 RUB
Yearly Trough Low 25,511 RUB
Transaction Impact: A difference of 2,179.33 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.4952
5.1071
JanuMarcMayJulySeptNove

HRK to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2618, compared to 5.3520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0902 points.

H1 Avg (Jan–Jun) 5.2618
H2 Avg (Jul–Dec) 5.3520

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.3041 RUB (High: 5.4810 / Low: 5.1769). On the other end, October was the most stable month, with a tight range of 0.0815 RUB (High: 5.4149 / Low: 5.3335).

July Spread (Volatile) ±0.3041
October Spread (Stable) ±0.0815

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1523 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1523

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 5.4629) against the same month in 2011 (average: 5.4323), the exchange rate shifted by +0.0305 (+0.56%).

2012 Avg (June) 5.4629
2011 Avg (June) 5.4323

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5238 5.2402 5.3536
February 5.2445 5.1512 5.2013
March 5.2004 5.1023 5.1395
April 5.2121 5.1262 5.1733
May 5.4572 5.1557 5.2403
June 5.5381 5.3658 5.4629
July 5.4810 5.1769 5.3178
August 5.4515 5.1952 5.2907
September 5.4848 5.3666 5.4370
October 5.4149 5.3335 5.3754
November 5.3988 5.2924 5.3410
December 5.4066 5.2878 5.3501