YEARLY HIGH
1.4387 UAH
YEARLY LOW
1.3030 UAH
YEARLY AVERAGE
1.3817 UAH

2012 HRK to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.4387. Conversely, the yearly low was recorded on July 24, dropping to 1.3030.

This high-to-low spread represents a total annual volatility of 0.1358 UAH. From a start-to-finish perspective, comparing the January average rate of 1.3707 to the December average rate of 1.4114, the exchange rate registered a net change of 2.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.4387 was down 10.54% compared to the 2011 peak of 1.6083, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,194 UAH
2011 Average 7,474 UAH
Yearly Trough Low 6,515 UAH
Transaction Impact: A difference of 678.79 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.4200
1.3159
JanuMarcMayJulySeptNove

HRK to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3828, compared to 1.3806 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 1.3828
H2 Avg (Jul–Dec) 1.3806

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0941 UAH (High: 1.4187 / Low: 1.3246). On the other end, October was the most stable month, with a tight range of 0.0219 UAH (High: 1.4187 / Low: 1.3968).

May Spread (Volatile) ±0.0941
October Spread (Stable) ±0.0219

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0413 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0413

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 1.4070) against the same month in 2011 (average: 1.4705), the exchange rate shifted by -0.0635 (-4.32%).

2012 Avg (September) 1.4070
2011 Avg (September) 1.4705

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3995 1.3447 1.3707
February 1.4251 1.3772 1.3997
March 1.4266 1.3891 1.4064
April 1.4263 1.4003 1.4098
May 1.4187 1.3246 1.3685
June 1.3571 1.3212 1.3415
July 1.3569 1.3030 1.3246
August 1.3711 1.3236 1.3420
September 1.4387 1.3659 1.4070
October 1.4187 1.3968 1.4082
November 1.4097 1.3797 1.3904
December 1.4282 1.3956 1.4114