YEARLY HIGH
0.0463 GEL
YEARLY LOW
0.0300 GEL
YEARLY AVERAGE
0.0365 GEL

2021 HTG to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 12, valuing the pair at 0.0463. Conversely, the yearly low was recorded on December 26, dropping to 0.0300.

This high-to-low spread represents a total annual volatility of 0.0163 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0453 to the December average rate of 0.0308, the exchange rate registered a net change of -32.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0463 was down 14.20% compared to the 2020 peak of 0.0540, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 232 GEL
2020 Average 174 GEL
Yearly Trough Low 150 GEL
Transaction Impact: A difference of 81.44 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0467
0.0293
JanuMarcMayJulySeptNove

HTG to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0412, compared to 0.0318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.0412
H2 Avg (Jul–Dec) 0.0318

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.0044 GEL (High: 0.0403 / Low: 0.0360). On the other end, November was the most stable month, with a tight range of 0.0009 GEL (High: 0.0322 / Low: 0.0313).

May Spread (Volatile) ±0.0044
November Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0040 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0040

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0453) against the same month in 2020 (average: 0.0293), the exchange rate shifted by +0.0160 (+54.53%).

2021 Avg (January) 0.0453
2020 Avg (January) 0.0293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0463 0.0444 0.0453
February 0.0461 0.0437 0.0449
March 0.0442 0.0419 0.0427
April 0.0431 0.0403 0.0418
May 0.0403 0.0360 0.0383
June 0.0364 0.0335 0.0342
July 0.0348 0.0320 0.0331
August 0.0329 0.0313 0.0319
September 0.0323 0.0311 0.0317
October 0.0321 0.0310 0.0315
November 0.0322 0.0313 0.0318
December 0.0316 0.0300 0.0308