YEARLY HIGH
54.1363 MGA
YEARLY LOW
38.2139 MGA
YEARLY AVERAGE
43.4613 MGA

2021 HTG to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HTG to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 54.1363. Conversely, the yearly low was recorded on December 23, dropping to 38.2139.

This high-to-low spread represents a total annual volatility of 15.9224 MGA. From a start-to-finish perspective, comparing the January average rate of 52.2042 to the December average rate of 39.4294, the exchange rate registered a net change of -24.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 54.1363 was down 14.34% compared to the 2020 peak of 63.1971, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HTG based on timing:

Yearly Peak High 270,681 MGA
2020 Average 211,649 MGA
Yearly Trough Low 191,069 MGA
Transaction Impact: A difference of 79,611.94 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

53.4817
38.1519
JanuMarcMayJulySeptNove

HTG to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.8877, compared to 40.0348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.8530 points.

H1 Avg (Jan–Jun) 46.8877
H2 Avg (Jul–Dec) 40.0348

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 3.7557 MGA (High: 47.9287 / Low: 44.1729). On the other end, November was the most stable month, with a tight range of 0.7553 MGA (High: 40.6901 / Low: 39.9348).

April Spread (Volatile) ±3.7557
November Spread (Stable) ±0.7553

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 3.5003 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.5003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 52.2042) against the same month in 2020 (average: 37.4787), the exchange rate shifted by +14.7255 (+39.29%).

2021 Avg (January) 52.2042
2020 Avg (January) 37.4787

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 54.1363 50.7906 52.2042
February 52.6681 48.9649 51.0315
March 50.0716 47.3043 48.2646
April 47.9287 44.1729 46.1424
May 44.4647 40.8753 42.6421
June 42.4249 40.2019 41.0416
July 43.0711 39.6522 40.6557
August 40.8994 38.9577 40.0059
September 41.0795 39.3059 40.0236
October 40.4649 39.1187 39.8134
November 40.6901 39.9348 40.2808
December 40.4064 38.2139 39.4294