YEARLY HIGH
7.8650 HNL
YEARLY LOW
7.2093 HNL
YEARLY AVERAGE
7.4618 HNL

2021 ILS to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 7.8650. Conversely, the yearly low was recorded on July 19, dropping to 7.2093.

This high-to-low spread represents a total annual volatility of 0.6557 HNL. From a start-to-finish perspective, comparing the January average rate of 7.5034 to the December average rate of 7.7509, the exchange rate registered a net change of 3.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.8650 was up 4.33% compared to the 2020 peak of 7.5390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 39,325 HNL
2020 Average 35,978 HNL
Yearly Trough Low 36,047 HNL
Transaction Impact: A difference of 3,278.55 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.7962
7.2524
JanuMarcMayJulySeptNove

ILS to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3892, compared to 7.5344 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1452 points.

H1 Avg (Jan–Jun) 7.3892
H2 Avg (Jul–Dec) 7.5344

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.4587 HNL (High: 7.8087 / Low: 7.3500). On the other end, June was the most stable month, with a tight range of 0.0995 HNL (High: 7.4352 / Low: 7.3356).

January Spread (Volatile) ±0.4587
June Spread (Stable) ±0.0995

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1044 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 7.7509) against the same month in 2020 (average: 7.4705), the exchange rate shifted by +0.2804 (+3.75%).

2021 Avg (December) 7.7509
2020 Avg (December) 7.4705

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.8087 7.3500 7.5034
February 7.5129 7.2681 7.4041
March 7.3724 7.2194 7.2997
April 7.4465 7.2305 7.3438
May 7.4465 7.3050 7.3923
June 7.4352 7.3356 7.3923
July 7.3641 7.2093 7.2977
August 7.4566 7.3108 7.3767
September 7.5652 7.4462 7.5178
October 7.6554 7.4276 7.5232
November 7.8552 7.5878 7.7402
December 7.8650 7.6262 7.7509