YEARLY HIGH
5.1966 NAD
YEARLY LOW
4.1507 NAD
YEARLY AVERAGE
4.5794 NAD

2021 ILS to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ILS to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 5.1966. Conversely, the yearly low was recorded on June 5, dropping to 4.1507.

This high-to-low spread represents a total annual volatility of 1.0458 NAD. From a start-to-finish perspective, comparing the January average rate of 4.6677 to the December average rate of 5.0768, the exchange rate registered a net change of 8.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.1966 was down 3.98% compared to the 2020 peak of 5.4120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ILS based on timing:

Yearly Peak High 25,983 NAD
2020 Average 23,950 NAD
Yearly Trough Low 20,754 NAD
Transaction Impact: A difference of 5,229.06 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.1590
4.1719
JanuMarcMayJulySeptNove

ILS to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4435, compared to 4.7153 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2718 points.

H1 Avg (Jan–Jun) 4.4435
H2 Avg (Jul–Dec) 4.7153

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5436 NAD (High: 5.1260 / Low: 4.5823). On the other end, April was the most stable month, with a tight range of 0.1080 NAD (High: 4.4663 / Low: 4.3583).

November Spread (Volatile) ±0.5436
April Spread (Stable) ±0.1080

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1678 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1678

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.0768) against the same month in 2020 (average: 4.5836), the exchange rate shifted by +0.4931 (+10.76%).

2021 Avg (December) 5.0768
2020 Avg (December) 4.5836

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8727 4.5498 4.6677
February 4.5819 4.3855 4.4999
March 4.6617 4.4189 4.5169
April 4.4663 4.3583 4.4129
May 4.4461 4.2375 4.3096
June 4.4035 4.1507 4.2542
July 4.5989 4.3494 4.4436
August 4.7272 4.4235 4.5581
September 4.6894 4.4463 4.6247
October 4.7884 4.4978 4.6327
November 5.1260 4.5823 4.9560
December 5.1966 4.9527 5.0768