YEARLY HIGH
0.0901 HRK
YEARLY LOW
0.0834 HRK
YEARLY AVERAGE
0.0861 HRK

2021 INR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the INR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0901. Conversely, the yearly low was recorded on April 20, dropping to 0.0834.

This high-to-low spread represents a total annual volatility of 0.0066 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0850 to the December average rate of 0.0882, the exchange rate registered a net change of 3.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0901 was down 6.58% compared to the 2020 peak of 0.0964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 22,519 HRK
2020 Average 22,305 HRK
Yearly Trough Low 20,860 HRK
Transaction Impact: A difference of 1,659.01 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0889
0.0842
JanuMarcMayJulySeptNove

INR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0855, compared to 0.0868 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0855
H2 Avg (Jul–Dec) 0.0868

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0044 HRK (High: 0.0879 / Low: 0.0834). On the other end, June was the most stable month, with a tight range of 0.0011 HRK (High: 0.0853 / Low: 0.0842).

April Spread (Volatile) ±0.0044
June Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0025 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0885) against the same month in 2020 (average: 0.0860), the exchange rate shifted by +0.0025 (+2.92%).

2021 Avg (November) 0.0885
2020 Avg (November) 0.0860

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0856 0.0838 0.0850
February 0.0867 0.0851 0.0860
March 0.0887 0.0856 0.0875
April 0.0879 0.0834 0.0850
May 0.0852 0.0841 0.0846
June 0.0853 0.0842 0.0846
July 0.0860 0.0847 0.0851
August 0.0869 0.0849 0.0859
September 0.0872 0.0857 0.0865
October 0.0873 0.0859 0.0864
November 0.0901 0.0867 0.0885
December 0.0892 0.0871 0.0882