YEARLY HIGH
0.7176 PHP
YEARLY LOW
0.6455 PHP
YEARLY AVERAGE
0.6695 PHP

2020 INR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 15, valuing the pair at 0.7176. Conversely, the yearly low was recorded on November 15, dropping to 0.6455.

This high-to-low spread represents a total annual volatility of 0.0721 PHP. From a start-to-finish perspective, comparing the January average rate of 0.7133 to the December average rate of 0.6528, the exchange rate registered a net change of -8.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7176 was down 6.90% compared to the 2019 peak of 0.7708, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 179,397 PHP
2019 Average 183,856 PHP
Yearly Trough Low 161,365 PHP
Transaction Impact: A difference of 18,032.63 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7196
0.6436
JanuMarcMayJulySeptNove

INR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6831, compared to 0.6559 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0272 points.

H1 Avg (Jan–Jun) 0.6831
H2 Avg (Jul–Dec) 0.6559

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0354 PHP (High: 0.7046 / Low: 0.6692). On the other end, November was the most stable month, with a tight range of 0.0075 PHP (High: 0.6529 / Low: 0.6455).

March Spread (Volatile) ±0.0354
November Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0265 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0265

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.7133) against the same month in 2019 (average: 0.7422), the exchange rate shifted by -0.0289 (-3.89%).

2020 Avg (January) 0.7133
2019 Avg (January) 0.7422

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.7176 0.7072 0.7133
February 0.7137 0.7055 0.7097
March 0.7046 0.6692 0.6832
April 0.6686 0.6583 0.6646
May 0.6733 0.6579 0.6673
June 0.6684 0.6551 0.6606
July 0.6655 0.6560 0.6596
August 0.6613 0.6479 0.6540
September 0.6655 0.6553 0.6598
October 0.6639 0.6491 0.6593
November 0.6529 0.6455 0.6499
December 0.6572 0.6487 0.6528