YEARLY HIGH
309.3888 STD
YEARLY LOW
276.3646 STD
YEARLY AVERAGE
290.3790 STD

2020 INR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the INR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 13, valuing the pair at 309.3888. Conversely, the yearly low was recorded on December 22, dropping to 276.3646.

This high-to-low spread represents a total annual volatility of 33.0242 STD. From a start-to-finish perspective, comparing the January average rate of 302.5310 to the December average rate of 280.6675, the exchange rate registered a net change of -7.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 309.3888 was down 1.88% compared to the 2019 peak of 315.3195, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 INR based on timing:

Yearly Peak High 77,347,209 STD
2019 Average 75,684,908 STD
Yearly Trough Low 69,091,150 STD
Transaction Impact: A difference of 8,256,059.43 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

309.0654
278.0858
JanuMarcMayJulySeptNove

INR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 296.1659, compared to 284.5921 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.5738 points.

H1 Avg (Jan–Jun) 296.1659
H2 Avg (Jul–Dec) 284.5921

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 16.4708 STD (High: 305.5459 / Low: 289.0751). On the other end, May was the most stable month, with a tight range of 3.2857 STD (High: 292.5698 / Low: 289.2841).

March Spread (Volatile) ±16.4708
May Spread (Stable) ±3.2857

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 9.8811 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -9.8811

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 306.4838) against the same month in 2019 (average: 295.6764), the exchange rate shifted by +10.8074 (+3.66%).

2020 Avg (February) 306.4838
2019 Avg (February) 295.6764

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 304.8582 299.5948 302.5310
February 309.3888 301.5537 306.4838
March 305.5459 289.0751 296.6027
April 292.9605 286.4846 289.3225
May 292.5698 289.2841 291.2406
June 293.7459 288.5238 290.8147
July 294.4349 285.3446 290.9831
August 286.8015 279.8683 283.1034
September 287.1084 283.0190 285.1199
October 288.2615 280.3670 285.3704
November 284.5010 279.3092 282.3083
December 284.4937 276.3646 280.6675