YEARLY HIGH
0.5257 STD
YEARLY LOW
0.3307 STD
YEARLY AVERAGE
0.5105 STD

2020 IRR to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the IRR to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.5257. Conversely, the yearly low was recorded on July 7, dropping to 0.3307.

This high-to-low spread represents a total annual volatility of 0.1951 STD. From a start-to-finish perspective, comparing the January average rate of 0.5121 to the December average rate of 0.4910, the exchange rate registered a net change of -4.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5257 was up 2.67% compared to the 2019 peak of 0.5121, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 IRR based on timing:

Yearly Peak High 2,629 STD
2019 Average 2,528 STD
Yearly Trough Low 1,653 STD
Transaction Impact: A difference of 975.26 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5282
0.4876
JanuMarcMayJulySeptNove

IRR to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5214, compared to 0.4997 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0217 points.

H1 Avg (Jan–Jun) 0.5214
H2 Avg (Jul–Dec) 0.4997

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.1918 STD (High: 0.5225 / Low: 0.3307). On the other end, January was the most stable month, with a tight range of 0.0005 STD (High: 0.5121 / Low: 0.5116).

July Spread (Volatile) ±0.1918
January Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0117 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0117

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5248) against the same month in 2019 (average: 0.4992), the exchange rate shifted by +0.0256 (+5.13%).

2020 Avg (March) 0.5248
2019 Avg (March) 0.4992

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5121 0.5116 0.5121
February 0.5238 0.5116 0.5210
March 0.5257 0.5233 0.5248
April 0.5257 0.5237 0.5238
May 0.5237 0.5217 0.5236
June 0.5237 0.5216 0.5232
July 0.5225 0.3307 0.5115
August 0.5078 0.4981 0.5014
September 0.4996 0.4948 0.4979
October 0.4995 0.4968 0.4986
November 0.4997 0.4964 0.4976
December 0.4964 0.4843 0.4910