2021 ISK to PEN Historical Review

YEARLY HIGH

0.0329 PEN

YEARLY LOW

0.0278 PEN

YEARLY AVERAGE

0.0306 PEN

2021 ISK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ISK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 0.0329. Conversely, the yearly low was recorded on January 15, dropping to 0.0278.

This high-to-low spread represents a total annual volatility of 0.0050 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0282 to the December average rate of 0.0311, the exchange rate registered a net change of 10.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0329 was up 14.68% compared to the 2020 peak of 0.0287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ISK based on timing:

Yearly Peak High 164 PEN

2020 Average 129 PEN

Yearly Trough Low 139 PEN

Transaction Impact: A difference of 25.19 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0327

0.0278

JanuMarcMayJulySeptNove

ISK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0296, compared to 0.0315 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0296

H2 Avg (Jul–Dec) 0.0315

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0030 PEN (High: 0.0312 / Low: 0.0282). On the other end, September was the most stable month, with a tight range of 0.0008 PEN (High: 0.0325 / Low: 0.0316).

April Spread (Volatile) ±0.0030

September Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0009 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 0.0323) against the same month in 2020 (average: 0.0260), the exchange rate shifted by +0.0063 (+24.11%).

2021 Avg (August) 0.0323

2020 Avg (August) 0.0260

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0287	0.0278	0.0282
February	0.0289	0.0280	0.0284
March	0.0297	0.0287	0.0291
April	0.0312	0.0282	0.0293
May	0.0320	0.0294	0.0306
June	0.0325	0.0316	0.0321
July	0.0322	0.0311	0.0317
August	0.0329	0.0317	0.0323
September	0.0325	0.0316	0.0321
October	0.0323	0.0304	0.0311
November	0.0314	0.0301	0.0308
December	0.0315	0.0305	0.0311

2021 ISK నుండి PEN చారిత్రక సమీక్ష