2021 JMD to HRK Historical Review

YEARLY HIGH

0.0444 HRK

YEARLY LOW

0.0405 HRK

YEARLY AVERAGE

0.0423 HRK

2021 JMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0444. Conversely, the yearly low was recorded on April 28, dropping to 0.0405.

This high-to-low spread represents a total annual volatility of 0.0039 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0431 to the December average rate of 0.0431, the exchange rate registered a net change of -0.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0444 was down 15.88% compared to the 2020 peak of 0.0528, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 222 HRK

2020 Average 233 HRK

Yearly Trough Low 202 HRK

Transaction Impact: A difference of 19.69 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0434

0.0409

JanuMarcMayJulySeptNove

JMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0422, compared to 0.0424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0422

H2 Avg (Jul–Dec) 0.0424

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0036 HRK (High: 0.0441 / Low: 0.0405). On the other end, December was the most stable month, with a tight range of 0.0007 HRK (High: 0.0434 / Low: 0.0427).

April Spread (Volatile) ±0.0036

December Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0432) against the same month in 2020 (average: 0.0506), the exchange rate shifted by -0.0074 (-14.63%).

2021 Avg (March) 0.0432

2020 Avg (March) 0.0506

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0436	0.0426	0.0431
February	0.0429	0.0411	0.0418
March	0.0444	0.0417	0.0432
April	0.0441	0.0405	0.0423
May	0.0414	0.0407	0.0411
June	0.0422	0.0411	0.0417
July	0.0424	0.0407	0.0415
August	0.0419	0.0407	0.0414
September	0.0439	0.0417	0.0426
October	0.0442	0.0417	0.0431
November	0.0430	0.0418	0.0424
December	0.0434	0.0427	0.0431

2021 JMD నుండి HRK చారిత్రక సమీక్ష