2021 JMD to MAD Historical Review

YEARLY HIGH

0.0624 MAD

YEARLY LOW

0.0574 MAD

YEARLY AVERAGE

0.0597 MAD

2021 JMD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0624. Conversely, the yearly low was recorded on August 1, dropping to 0.0574.

This high-to-low spread represents a total annual volatility of 0.0051 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0618 to the December average rate of 0.0600, the exchange rate registered a net change of -2.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0624 was down 18.62% compared to the 2020 peak of 0.0767, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 312 MAD

2020 Average 335 MAD

Yearly Trough Low 287 MAD

Transaction Impact: A difference of 25.38 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0621

0.0579

JanuMarcMayJulySeptNove

JMD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0601, compared to 0.0593 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0601

H2 Avg (Jul–Dec) 0.0593

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0042 MAD (High: 0.0620 / Low: 0.0578). On the other end, June was the most stable month, with a tight range of 0.0010 MAD (High: 0.0597 / Low: 0.0586).

April Spread (Volatile) ±0.0042

June Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0021 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0618) against the same month in 2020 (average: 0.0714), the exchange rate shifted by -0.0097 (-13.52%).

2021 Avg (January) 0.0618

2020 Avg (January) 0.0714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0624	0.0611	0.0618
February	0.0613	0.0587	0.0597
March	0.0624	0.0593	0.0611
April	0.0620	0.0578	0.0599
May	0.0594	0.0581	0.0588
June	0.0597	0.0586	0.0593
July	0.0600	0.0575	0.0585
August	0.0591	0.0574	0.0583
September	0.0615	0.0590	0.0600
October	0.0619	0.0586	0.0603
November	0.0595	0.0583	0.0589
December	0.0606	0.0592	0.0600

2021 JMD నుండి MAD చారిత్రక సమీక్ష