YEARLY HIGH
0.1084 NAD
YEARLY LOW
0.0908 NAD
YEARLY AVERAGE
0.0982 NAD

2021 JMD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 0.1084. Conversely, the yearly low was recorded on June 12, dropping to 0.0908.

This high-to-low spread represents a total annual volatility of 0.0176 NAD. From a start-to-finish perspective, comparing the January average rate of 0.1046 to the December average rate of 0.1030, the exchange rate registered a net change of -1.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1084 was down 23.42% compared to the 2020 peak of 0.1416, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 542 NAD
2020 Average 581 NAD
Yearly Trough Low 454 NAD
Transaction Impact: A difference of 88.18 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1058
0.0913
JanuMarcMayJulySeptNove

JMD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0979, compared to 0.0986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0979
H2 Avg (Jul–Dec) 0.0986

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0114 NAD (High: 0.1044 / Low: 0.0930). On the other end, May was the most stable month, with a tight range of 0.0025 NAD (High: 0.0947 / Low: 0.0922).

November Spread (Volatile) ±0.0114
May Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0062 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0062

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1046) against the same month in 2020 (average: 0.1067), the exchange rate shifted by -0.0021 (-1.97%).

2021 Avg (January) 0.1046
2020 Avg (January) 0.1067

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1084 0.1022 0.1046
February 0.1027 0.0959 0.0984
March 0.1041 0.0994 0.1016
April 0.1008 0.0926 0.0968
May 0.0947 0.0922 0.0932
June 0.0955 0.0908 0.0925
July 0.0968 0.0937 0.0951
August 0.0996 0.0927 0.0955
September 0.1026 0.0955 0.0992
October 0.1034 0.0955 0.0990
November 0.1044 0.0930 0.0995
December 0.1052 0.1011 0.1030