YEARLY HIGH
0.0160 TOP
YEARLY LOW
0.0144 TOP
YEARLY AVERAGE
0.0151 TOP

2021 JMD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the JMD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0160. Conversely, the yearly low was recorded on November 10, dropping to 0.0144.

This high-to-low spread represents a total annual volatility of 0.0016 TOP. From a start-to-finish perspective, comparing the January average rate of 0.0158 to the December average rate of 0.0148, the exchange rate registered a net change of -6.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0160 was down 10.11% compared to the 2020 peak of 0.0178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 JMD based on timing:

Yearly Peak High 80 TOP
2020 Average 81 TOP
Yearly Trough Low 72 TOP
Transaction Impact: A difference of 7.86 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0160
0.0144
JanuMarcMayJulySeptNove

JMD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0153, compared to 0.0148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0153
H2 Avg (Jul–Dec) 0.0148

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0010 TOP (High: 0.0155 / Low: 0.0145). On the other end, December was the most stable month, with a tight range of 0.0002 TOP (High: 0.0149 / Low: 0.0147).

October Spread (Volatile) ±0.0010
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0158) against the same month in 2020 (average: 0.0171), the exchange rate shifted by -0.0013 (-7.33%).

2021 Avg (January) 0.0158
2020 Avg (January) 0.0171

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0160 0.0157 0.0158
February 0.0157 0.0150 0.0153
March 0.0158 0.0151 0.0155
April 0.0157 0.0147 0.0152
May 0.0151 0.0147 0.0149
June 0.0150 0.0148 0.0149
July 0.0152 0.0146 0.0148
August 0.0149 0.0145 0.0147
September 0.0154 0.0149 0.0151
October 0.0155 0.0145 0.0150
November 0.0147 0.0144 0.0145
December 0.0149 0.0147 0.0148