YEARLY HIGH
21.2833 KMF
YEARLY LOW
3.6565 KMF
YEARLY AVERAGE
3.8433 KMF

2021 KES to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KES to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 21.2833. Conversely, the yearly low was recorded on January 6, dropping to 3.6565.

This high-to-low spread represents a total annual volatility of 17.6267 KMF. From a start-to-finish perspective, comparing the January average rate of 3.6803 to the December average rate of 4.4180, the exchange rate registered a net change of 20.05% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 21.2833 was down 88.42% compared to the 2020 peak of 183.7917, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KES based on timing:

Yearly Peak High 106,416 KMF
2020 Average 22,783 KMF
Yearly Trough Low 18,283 KMF
Transaction Impact: A difference of 88,133.63 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.4918
3.6065
JanuMarcMayJulySeptNove

KES to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7582, compared to 3.9284 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1702 points.

H1 Avg (Jan–Jun) 3.7582
H2 Avg (Jul–Dec) 3.9284

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 17.4465 KMF (High: 21.2833 / Low: 3.8367). On the other end, July was the most stable month, with a tight range of 0.0401 KMF (High: 3.8703 / Low: 3.8302).

December Spread (Volatile) ±17.4465
July Spread (Stable) ±0.0401

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0500 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0500

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 4.4180) against the same month in 2020 (average: 9.4733), the exchange rate shifted by -5.0553 (-53.36%).

2021 Avg (December) 4.4180
2020 Avg (December) 9.4733

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6992 3.6565 3.6803
February 3.7487 3.6853 3.7109
March 3.8324 3.7211 3.7732
April 3.9031 3.7619 3.8239
May 3.8382 3.7275 3.7739
June 3.8499 3.7383 3.7870
July 3.8703 3.8302 3.8514
August 3.8470 3.7991 3.8178
September 3.8393 3.7881 3.8068
October 3.8540 3.7870 3.8267
November 3.9180 3.7994 3.8499
December 21.2833 3.8367 4.4180