YEARLY HIGH
0.4123 PKR
YEARLY LOW
0.0737 PKR
YEARLY AVERAGE
0.3902 PKR

2021 KMF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KMF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 0.4123. Conversely, the yearly low was recorded on December 5, dropping to 0.0737.

This high-to-low spread represents a total annual volatility of 0.3386 PKR. From a start-to-finish perspective, comparing the January average rate of 0.3970 to the December average rate of 0.3968, the exchange rate registered a net change of -0.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4123 was up 0.93% compared to the 2020 peak of 0.4085, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KMF based on timing:

Yearly Peak High 2,061 PKR
2020 Average 1,871 PKR
Yearly Trough Low 369 PKR
Transaction Impact: A difference of 1,692.97 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4087
0.3676
JanuMarcMayJulySeptNove

KMF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3830, compared to 0.3975 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0145 points.

H1 Avg (Jan–Jun) 0.3830
H2 Avg (Jul–Dec) 0.3975

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.3372 PKR (High: 0.4109 / Low: 0.0737). On the other end, February was the most stable month, with a tight range of 0.0055 PKR (High: 0.3949 / Low: 0.3895).

December Spread (Volatile) ±0.3372
February Spread (Stable) ±0.0055

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0144 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.4053) against the same month in 2020 (average: 0.3890), the exchange rate shifted by +0.0163 (+4.19%).

2021 Avg (October) 0.4053
2020 Avg (October) 0.3890

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4009 0.3944 0.3970
February 0.3949 0.3895 0.3917
March 0.3867 0.3641 0.3773
April 0.3788 0.3643 0.3710
May 0.3847 0.3726 0.3780
June 0.3875 0.3793 0.3831
July 0.3908 0.3781 0.3841
August 0.3979 0.3903 0.3948
September 0.4070 0.3988 0.4017
October 0.4123 0.3997 0.4053
November 0.4087 0.3980 0.4021
December 0.4109 0.0737 0.3968