YEARLY HIGH
4.7078 BIF
YEARLY LOW
4.4909 BIF
YEARLY AVERAGE
4.6280 BIF

2021 KZT to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the KZT to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on October 22, valuing the pair at 4.7078. Conversely, the yearly low was recorded on April 8, dropping to 4.4909.

This high-to-low spread represents a total annual volatility of 0.2169 BIF. From a start-to-finish perspective, comparing the January average rate of 4.6251 to the December average rate of 4.5744, the exchange rate registered a net change of -1.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.7078 was down 6.21% compared to the 2020 peak of 5.0194, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 KZT based on timing:

Yearly Peak High 23,539 BIF
2020 Average 23,164 BIF
Yearly Trough Low 22,454 BIF
Transaction Impact: A difference of 1,084.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.6896
4.5298
JanuMarcMayJulySeptNove

KZT to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6169, compared to 4.6391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0221 points.

H1 Avg (Jan–Jun) 4.6169
H2 Avg (Jul–Dec) 4.6391

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1308 BIF (High: 4.6580 / Low: 4.5272). On the other end, September was the most stable month, with a tight range of 0.0356 BIF (High: 4.6882 / Low: 4.6526).

November Spread (Volatile) ±0.1308
September Spread (Stable) ±0.0356

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1044 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1044

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 4.6762) against the same month in 2020 (average: 4.5030), the exchange rate shifted by +0.1732 (+3.85%).

2021 Avg (October) 4.6762
2020 Avg (October) 4.5030

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6615 4.5833 4.6251
February 4.7007 4.5769 4.6567
March 4.6859 4.5930 4.6475
April 4.6143 4.4909 4.5431
May 4.6289 4.5349 4.6007
June 4.6538 4.6083 4.6285
July 4.6613 4.6028 4.6422
August 4.6772 4.6367 4.6567
September 4.6882 4.6526 4.6696
October 4.7078 4.6554 4.6762
November 4.6580 4.5272 4.6153
December 4.6195 4.5443 4.5744