YEARLY HIGH
0.0332 HRK
YEARLY LOW
0.0308 HRK
YEARLY AVERAGE
0.0321 HRK

2021 LKR to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LKR to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0332. Conversely, the yearly low was recorded on May 25, dropping to 0.0308.

This high-to-low spread represents a total annual volatility of 0.0024 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0325 to the December average rate of 0.0329, the exchange rate registered a net change of 1.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0332 was down 13.42% compared to the 2020 peak of 0.0383, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LKR based on timing:

Yearly Peak High 166 HRK
2020 Average 178 HRK
Yearly Trough Low 154 HRK
Transaction Impact: A difference of 12.15 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0330
0.0312
JanuMarcMayJulySeptNove

LKR to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0320, compared to 0.0322 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0320
H2 Avg (Jul–Dec) 0.0322

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0018 HRK (High: 0.0332 / Low: 0.0314). On the other end, July was the most stable month, with a tight range of 0.0005 HRK (High: 0.0321 / Low: 0.0316).

January Spread (Volatile) ±0.0018
July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0325) against the same month in 2020 (average: 0.0370), the exchange rate shifted by -0.0045 (-12.15%).

2021 Avg (January) 0.0325
2020 Avg (January) 0.0370

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0332 0.0314 0.0325
February 0.0327 0.0317 0.0322
March 0.0326 0.0318 0.0323
April 0.0328 0.0314 0.0320
May 0.0319 0.0308 0.0314
June 0.0318 0.0310 0.0314
July 0.0321 0.0316 0.0319
August 0.0322 0.0316 0.0319
September 0.0324 0.0313 0.0319
October 0.0326 0.0318 0.0323
November 0.0331 0.0321 0.0326
December 0.0331 0.0326 0.0329