2021 LRD to BAM Historical Review

YEARLY HIGH

0.0123 BAM

YEARLY LOW

0.0093 BAM

YEARLY AVERAGE

0.0100 BAM

2021 LRD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 0.0123. Conversely, the yearly low was recorded on February 25, dropping to 0.0093.

This high-to-low spread represents a total annual volatility of 0.0030 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0095 to the December average rate of 0.0121, the exchange rate registered a net change of 27.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0123 was up 15.70% compared to the 2020 peak of 0.0106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 61 BAM

2020 Average 45 BAM

Yearly Trough Low 46 BAM

Transaction Impact: A difference of 14.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0124

0.0091

JanuMarcMayJulySeptNove

LRD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0095, compared to 0.0106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.0095

H2 Avg (Jul–Dec) 0.0106

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0013 BAM (High: 0.0111 / Low: 0.0098). On the other end, July was the most stable month, with a tight range of 0.0001 BAM (High: 0.0097 / Low: 0.0096).

October Spread (Volatile) ±0.0013

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0121) against the same month in 2020 (average: 0.0100), the exchange rate shifted by +0.0022 (+21.77%).

2021 Avg (December) 0.0121

2020 Avg (December) 0.0100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0097	0.0094	0.0095
February	0.0095	0.0093	0.0094
March	0.0096	0.0093	0.0095
April	0.0096	0.0094	0.0095
May	0.0095	0.0093	0.0094
June	0.0096	0.0093	0.0095
July	0.0097	0.0096	0.0096
August	0.0098	0.0096	0.0097
September	0.0099	0.0096	0.0097
October	0.0111	0.0098	0.0104
November	0.0122	0.0113	0.0118
December	0.0123	0.0119	0.0121

2021 LRD నుండి BAM చారిత్రక సమీక్ష