YEARLY HIGH
0.0436 GHS
YEARLY LOW
0.0330 GHS
YEARLY AVERAGE
0.0358 GHS

2021 LRD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.0436. Conversely, the yearly low was recorded on March 8, dropping to 0.0330.

This high-to-low spread represents a total annual volatility of 0.0106 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0348 to the December average rate of 0.0431, the exchange rate registered a net change of 23.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0436 was up 15.86% compared to the 2020 peak of 0.0376, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 218 GHS
2020 Average 150 GHS
Yearly Trough Low 165 GHS
Transaction Impact: A difference of 53.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0441
0.0321
JanuMarcMayJulySeptNove

LRD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0337, compared to 0.0379 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0042 points.

H1 Avg (Jan–Jun) 0.0337
H2 Avg (Jul–Dec) 0.0379

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0049 GHS (High: 0.0403 / Low: 0.0354). On the other end, April was the most stable month, with a tight range of 0.0003 GHS (High: 0.0336 / Low: 0.0333).

October Spread (Volatile) ±0.0049
April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0012 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0431) against the same month in 2020 (average: 0.0364), the exchange rate shifted by +0.0067 (+18.38%).

2021 Avg (December) 0.0431
2020 Avg (December) 0.0364

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0359 0.0341 0.0348
February 0.0341 0.0331 0.0336
March 0.0334 0.0330 0.0331
April 0.0336 0.0333 0.0335
May 0.0338 0.0333 0.0336
June 0.0341 0.0337 0.0339
July 0.0349 0.0341 0.0346
August 0.0352 0.0347 0.0351
September 0.0354 0.0347 0.0352
October 0.0403 0.0354 0.0373
November 0.0432 0.0405 0.0423
December 0.0436 0.0424 0.0431