2021 LRD to HRK Historical Review

YEARLY HIGH

0.0472 HRK

YEARLY LOW

0.0357 HRK

YEARLY AVERAGE

0.0385 HRK

2021 LRD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0472. Conversely, the yearly low was recorded on May 25, dropping to 0.0357.

This high-to-low spread represents a total annual volatility of 0.0114 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0369 to the December average rate of 0.0467, the exchange rate registered a net change of 26.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0472 was up 15.33% compared to the 2020 peak of 0.0409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 236 HRK

2020 Average 173 HRK

Yearly Trough Low 179 HRK

Transaction Impact: A difference of 57.20 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0477

0.0350

JanuMarcMayJulySeptNove

LRD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0365, compared to 0.0405 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.0365

H2 Avg (Jul–Dec) 0.0405

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0051 HRK (High: 0.0428 / Low: 0.0377). On the other end, July was the most stable month, with a tight range of 0.0005 HRK (High: 0.0373 / Low: 0.0368).

October Spread (Volatile) ±0.0051

July Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0006 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0467) against the same month in 2020 (average: 0.0384), the exchange rate shifted by +0.0082 (+21.45%).

2021 Avg (December) 0.0467

2020 Avg (December) 0.0384

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0376	0.0364	0.0369
February	0.0369	0.0359	0.0363
March	0.0373	0.0361	0.0367
April	0.0372	0.0362	0.0367
May	0.0365	0.0357	0.0361
June	0.0369	0.0359	0.0363
July	0.0373	0.0368	0.0370
August	0.0374	0.0368	0.0371
September	0.0379	0.0367	0.0371
October	0.0428	0.0377	0.0398
November	0.0471	0.0432	0.0455
December	0.0472	0.0455	0.0467

2021 LRD నుండి HRK చారిత్రక సమీక్ష