YEARLY HIGH
0.3563 PHP
YEARLY LOW
0.2761 PHP
YEARLY AVERAGE
0.2979 PHP

2021 LRD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the LRD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 0.3563. Conversely, the yearly low was recorded on May 9, dropping to 0.2761.

This high-to-low spread represents a total annual volatility of 0.0801 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2857 to the December average rate of 0.3529, the exchange rate registered a net change of 23.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3563 was up 14.92% compared to the 2020 peak of 0.3100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 LRD based on timing:

Yearly Peak High 1,781 PHP
2020 Average 1,300 PHP
Yearly Trough Low 1,381 PHP
Transaction Impact: A difference of 400.56 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3603
0.2713
JanuMarcMayJulySeptNove

LRD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2809, compared to 0.3149 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0339 points.

H1 Avg (Jan–Jun) 0.2809
H2 Avg (Jul–Dec) 0.3149

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0390 PHP (High: 0.3351 / Low: 0.2962). On the other end, April was the most stable month, with a tight range of 0.0024 PHP (High: 0.2817 / Low: 0.2793).

October Spread (Volatile) ±0.0390
April Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0059 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.3529) against the same month in 2020 (average: 0.2982), the exchange rate shifted by +0.0547 (+18.34%).

2021 Avg (December) 0.3529
2020 Avg (December) 0.2982

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2943 0.2811 0.2857
February 0.2824 0.2780 0.2799
March 0.2809 0.2785 0.2796
April 0.2817 0.2793 0.2806
May 0.2805 0.2761 0.2787
June 0.2848 0.2780 0.2810
July 0.2969 0.2864 0.2916
August 0.2956 0.2841 0.2924
September 0.2990 0.2899 0.2927
October 0.3351 0.2962 0.3118
November 0.3550 0.3365 0.3477
December 0.3563 0.3490 0.3529