YEARLY HIGH
0.1043 CHF
YEARLY LOW
0.0982 CHF
YEARLY AVERAGE
0.1017 CHF

2021 MAD to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 1, valuing the pair at 0.1043. Conversely, the yearly low was recorded on December 31, dropping to 0.0982.

This high-to-low spread represents a total annual volatility of 0.0060 CHF. From a start-to-finish perspective, comparing the January average rate of 0.0996 to the December average rate of 0.0994, the exchange rate registered a net change of -0.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1043 was up 2.65% compared to the 2020 peak of 0.1016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 521 CHF
2020 Average 494 CHF
Yearly Trough Low 491 CHF
Transaction Impact: A difference of 30.07 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1037
0.0990
JanuMarcMayJulySeptNove

MAD to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1018, compared to 0.1016 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.1018
H2 Avg (Jul–Dec) 0.1016

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0023 CHF (High: 0.1037 / Low: 0.1014). On the other end, May was the most stable month, with a tight range of 0.0011 CHF (High: 0.1026 / Low: 0.1015).

June Spread (Volatile) ±0.0023
May Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0013 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.1030) against the same month in 2020 (average: 0.0958), the exchange rate shifted by +0.0072 (+7.56%).

2021 Avg (April) 0.1030
2020 Avg (April) 0.0958

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1009 0.0989 0.0996
February 0.1019 0.0996 0.1004
March 0.1041 0.1022 0.1033
April 0.1043 0.1020 0.1030
May 0.1026 0.1015 0.1019
June 0.1037 0.1014 0.1025
July 0.1037 0.1015 0.1026
August 0.1028 0.1013 0.1020
September 0.1038 0.1023 0.1029
October 0.1026 0.1007 0.1019
November 0.1014 0.0995 0.1006
December 0.1005 0.0982 0.0994