YEARLY HIGH
5.8751 GMD
YEARLY LOW
5.6460 GMD
YEARLY AVERAGE
5.7307 GMD

2021 MAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 5.8751. Conversely, the yearly low was recorded on March 30, dropping to 5.6460.

This high-to-low spread represents a total annual volatility of 0.2291 GMD. From a start-to-finish perspective, comparing the January average rate of 5.8014 to the December average rate of 5.6752, the exchange rate registered a net change of -2.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.8751 was up 0.87% compared to the 2020 peak of 5.8244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 29,376 GMD
2020 Average 27,146 GMD
Yearly Trough Low 28,230 GMD
Transaction Impact: A difference of 1,145.57 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.8140
5.6626
JanuMarcMayJulySeptNove

MAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7517, compared to 5.7097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0420 points.

H1 Avg (Jan–Jun) 5.7517
H2 Avg (Jul–Dec) 5.7097

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.1333 GMD (High: 5.8751 / Low: 5.7418). On the other end, July was the most stable month, with a tight range of 0.0392 GMD (High: 5.7386 / Low: 5.6994).

January Spread (Volatile) ±0.1333
July Spread (Stable) ±0.0392

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0531 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0531

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.8014) against the same month in 2020 (average: 5.3270), the exchange rate shifted by +0.4745 (+8.91%).

2021 Avg (January) 5.8014
2020 Avg (January) 5.3270

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8751 5.7418 5.8014
February 5.7822 5.7241 5.7491
March 5.7490 5.6460 5.6960
April 5.7570 5.6543 5.7118
May 5.8215 5.7043 5.7831
June 5.8117 5.7336 5.7687
July 5.7386 5.6994 5.7205
August 5.7502 5.6738 5.7023
September 5.8130 5.6812 5.7347
October 5.7612 5.6781 5.7242
November 5.7570 5.6526 5.7014
December 5.7049 5.6529 5.6752