YEARLY HIGH
4.9810 PHP
YEARLY LOW
4.7072 PHP
YEARLY AVERAGE
4.8443 PHP

2016 MAD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the MAD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 4.9810. Conversely, the yearly low was recorded on January 5, dropping to 4.7072.

This high-to-low spread represents a total annual volatility of 0.2739 PHP. From a start-to-finish perspective, comparing the January average rate of 4.7970 to the December average rate of 4.9223, the exchange rate registered a net change of 2.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.9810 was up 1.16% compared to the 2015 peak of 4.9239, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 24,905 PHP
2015 Average 23,352 PHP
Yearly Trough Low 23,536 PHP
Transaction Impact: A difference of 1,369.29 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.9563
4.7578
JanuMarcMayJulySeptNove

MAD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8112, compared to 4.8773 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0661 points.

H1 Avg (Jan–Jun) 4.8112
H2 Avg (Jul–Dec) 4.8773

Volatility Range Comparison

Volatility

The most volatile month in 2016 was September, with a trading range of 0.2010 PHP (High: 4.9797 / Low: 4.7788). On the other end, November was the most stable month, with a tight range of 0.0403 PHP (High: 4.9571 / Low: 4.9168).

September Spread (Volatile) ±0.2010
November Spread (Stable) ±0.0403

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0964 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0964

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2016: 4.9226) against the same month in 2015 (average: 4.7717), the exchange rate shifted by +0.1510 (+3.16%).

2016 Avg (October) 4.9226
2015 Avg (October) 4.7717

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8478 4.7072 4.7970
February 4.9305 4.8028 4.8707
March 4.8235 4.7552 4.7743
April 4.8943 4.7589 4.8002
May 4.9346 4.7785 4.8404
June 4.8108 4.7546 4.7848
July 4.8271 4.7676 4.7978
August 4.8252 4.7638 4.7914
September 4.9797 4.7788 4.8901
October 4.9810 4.8621 4.9226
November 4.9571 4.9168 4.9398
December 4.9700 4.8855 4.9223