YEARLY HIGH
8.6387 RUB
YEARLY LOW
7.6623 RUB
YEARLY AVERAGE
8.2004 RUB

2021 MAD to RUB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to RUB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 8.6387. Conversely, the yearly low was recorded on October 26, dropping to 7.6623.

This high-to-low spread represents a total annual volatility of 0.9764 RUB. From a start-to-finish perspective, comparing the January average rate of 8.3643 to the December average rate of 7.9793, the exchange rate registered a net change of -4.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 8.6387 was down 0.90% compared to the 2020 peak of 8.7170, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 43,193 RUB
2020 Average 38,157 RUB
Yearly Trough Low 38,311 RUB
Transaction Impact: A difference of 4,881.89 RUB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

8.5577
7.8139
JanuMarcMayJulySeptNove

MAD to RUB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.3310, compared to 8.0699 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2610 points.

H1 Avg (Jan–Jun) 8.3310
H2 Avg (Jul–Dec) 8.0699

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.4107 RUB (High: 8.4981 / Low: 8.0874). On the other end, May was the most stable month, with a tight range of 0.1446 RUB (High: 8.4236 / Low: 8.2790).

March Spread (Volatile) ±0.4107
May Spread (Stable) ±0.1446

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2525 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2525

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 8.4958) against the same month in 2020 (average: 7.3962), the exchange rate shifted by +1.0995 (+14.87%).

2021 Avg (April) 8.4958
2020 Avg (April) 7.3962

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.4983 8.1940 8.3643
February 8.4920 8.2096 8.3114
March 8.4981 8.0874 8.2760
April 8.6387 8.3596 8.4958
May 8.4236 8.2790 8.3515
June 8.3438 8.1059 8.1868
July 8.3626 8.1861 8.2693
August 8.2869 8.1339 8.2006
September 8.2268 8.0253 8.1284
October 8.0331 7.6623 7.8759
November 8.1774 7.8092 7.9661
December 8.0776 7.9027 7.9793