YEARLY HIGH
1.2962 TJS
YEARLY LOW
1.2102 TJS
YEARLY AVERAGE
1.2645 TJS

2021 MAD to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MAD to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1.2962. Conversely, the yearly low was recorded on December 18, dropping to 1.2102.

This high-to-low spread represents a total annual volatility of 0.0860 TJS. From a start-to-finish perspective, comparing the January average rate of 1.2775 to the December average rate of 1.2200, the exchange rate registered a net change of -4.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2962 was up 1.76% compared to the 2020 peak of 1.2737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MAD based on timing:

Yearly Peak High 6,481 TJS
2020 Average 5,443 TJS
Yearly Trough Low 6,051 TJS
Transaction Impact: A difference of 429.90 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2946
1.2133
JanuMarcMayJulySeptNove

MAD to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2774, compared to 1.2516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0258 points.

H1 Avg (Jan–Jun) 1.2774
H2 Avg (Jul–Dec) 1.2516

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0273 TJS (High: 1.2845 / Low: 1.2573). On the other end, July was the most stable month, with a tight range of 0.0085 TJS (High: 1.2794 / Low: 1.2709).

April Spread (Volatile) ±0.0273
July Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0170 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.2878) against the same month in 2020 (average: 1.0406), the exchange rate shifted by +0.2472 (+23.75%).

2021 Avg (May) 1.2878
2020 Avg (May) 1.0406

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2929 1.2686 1.2775
February 1.2813 1.2648 1.2741
March 1.2758 1.2558 1.2652
April 1.2845 1.2573 1.2732
May 1.2962 1.2715 1.2878
June 1.2941 1.2793 1.2866
July 1.2794 1.2709 1.2752
August 1.2820 1.2576 1.2712
September 1.2709 1.2505 1.2642
October 1.2542 1.2394 1.2473
November 1.2441 1.2182 1.2313
December 1.2272 1.2102 1.2200