2021 MDL to GHS Historical Review

YEARLY HIGH

0.3516 GHS

YEARLY LOW

0.3197 GHS

YEARLY AVERAGE

0.3358 GHS

2021 MDL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MDL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on October 19, valuing the pair at 0.3516. Conversely, the yearly low was recorded on April 5, dropping to 0.3197.

This high-to-low spread represents a total annual volatility of 0.0319 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3394 to the December average rate of 0.3464, the exchange rate registered a net change of 2.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3516 was up 0.03% compared to the 2020 peak of 0.3515, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 1,758 GHS

2020 Average 1,665 GHS

Yearly Trough Low 1,598 GHS

Transaction Impact: A difference of 159.62 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3514

0.3203

JanuMarcMayJulySeptNove

MDL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3288, compared to 0.3427 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.3288

H2 Avg (Jul–Dec) 0.3427

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0106 GHS (High: 0.3355 / Low: 0.3248). On the other end, November was the most stable month, with a tight range of 0.0044 GHS (High: 0.3499 / Low: 0.3455).

July Spread (Volatile) ±0.0106

November Spread (Stable) ±0.0044

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0083 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0083

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.3488) against the same month in 2020 (average: 0.3437), the exchange rate shifted by +0.0050 (+1.46%).

2021 Avg (October) 0.3488

2020 Avg (October) 0.3437

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3432	0.3343	0.3394
February	0.3377	0.3291	0.3328
March	0.3282	0.3209	0.3245
April	0.3264	0.3197	0.3229
May	0.3291	0.3236	0.3263
June	0.3301	0.3228	0.3271
July	0.3355	0.3248	0.3299
August	0.3448	0.3347	0.3406
September	0.3464	0.3398	0.3429
October	0.3516	0.3448	0.3488
November	0.3499	0.3455	0.3477
December	0.3499	0.3432	0.3464

2021 MDL నుండి GHS చారిత్రక సమీక్ష