YEARLY HIGH
2.9900 PHP
YEARLY LOW
2.7148 PHP
YEARLY AVERAGE
2.8782 PHP

2020 MDL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the MDL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 2.9900. Conversely, the yearly low was recorded on April 6, dropping to 2.7148.

This high-to-low spread represents a total annual volatility of 0.2752 PHP. From a start-to-finish perspective, comparing the January average rate of 2.9261 to the December average rate of 2.7966, the exchange rate registered a net change of -4.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9900 was down 4.16% compared to the 2019 peak of 3.1196, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MDL based on timing:

Yearly Peak High 14,950 PHP
2019 Average 14,777 PHP
Yearly Trough Low 13,574 PHP
Transaction Impact: A difference of 1,375.81 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.9640
2.7798
JanuMarcMayJulySeptNove

MDL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8787, compared to 2.8776 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 2.8787
H2 Avg (Jul–Dec) 2.8776

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1661 PHP (High: 2.8810 / Low: 2.7148). On the other end, December was the most stable month, with a tight range of 0.0400 PHP (High: 2.8164 / Low: 2.7764).

April Spread (Volatile) ±0.1661
December Spread (Stable) ±0.0400

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0885 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0885

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.9487) against the same month in 2019 (average: 2.9581), the exchange rate shifted by -0.0094 (-0.32%).

2020 Avg (August) 2.9487
2019 Avg (August) 2.9581

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.9884 2.8737 2.9261
February 2.9460 2.8608 2.8941
March 2.9347 2.7997 2.8837
April 2.8810 2.7148 2.7952
May 2.8890 2.7840 2.8560
June 2.9507 2.8814 2.9170
July 2.9726 2.8665 2.9153
August 2.9900 2.9072 2.9487
September 2.9523 2.8691 2.9187
October 2.8901 2.8344 2.8681
November 2.8528 2.7883 2.8184
December 2.8164 2.7764 2.7966