YEARLY HIGH
0.0057 SCR
YEARLY LOW
0.0032 SCR
YEARLY AVERAGE
0.0042 SCR

2021 MGA to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the MGA to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 8, valuing the pair at 0.0057. Conversely, the yearly low was recorded on November 27, dropping to 0.0032.

This high-to-low spread represents a total annual volatility of 0.0025 SCR. From a start-to-finish perspective, comparing the January average rate of 0.0056 to the December average rate of 0.0034, the exchange rate registered a net change of -39.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0057 was up 0.25% compared to the 2020 peak of 0.0057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 MGA based on timing:

Yearly Peak High 29 SCR
2020 Average 22 SCR
Yearly Trough Low 16 SCR
Transaction Impact: A difference of 12.53 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0059
0.0031
JanuMarcMayJulySeptNove

MGA to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0049, compared to 0.0035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0049
H2 Avg (Jul–Dec) 0.0035

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0018 SCR (High: 0.0055 / Low: 0.0037). On the other end, February was the most stable month, with a tight range of 0.0002 SCR (High: 0.0057 / Low: 0.0055).

April Spread (Volatile) ±0.0018
February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0012 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.0056) against the same month in 2020 (average: 0.0037), the exchange rate shifted by +0.0019 (+52.53%).

2021 Avg (February) 0.0056
2020 Avg (February) 0.0037

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0057 0.0054 0.0056
February 0.0057 0.0055 0.0056
March 0.0057 0.0054 0.0056
April 0.0055 0.0037 0.0044
May 0.0044 0.0039 0.0042
June 0.0044 0.0038 0.0041
July 0.0044 0.0035 0.0039
August 0.0039 0.0033 0.0035
September 0.0036 0.0033 0.0033
October 0.0038 0.0032 0.0035
November 0.0037 0.0032 0.0034
December 0.0038 0.0032 0.0034