2021 NAD to HRK Historical Review

YEARLY HIGH

0.4606 HRK

YEARLY LOW

0.4024 HRK

YEARLY AVERAGE

0.4309 HRK

2021 NAD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 18, valuing the pair at 0.4606. Conversely, the yearly low was recorded on January 11, dropping to 0.4024.

This high-to-low spread represents a total annual volatility of 0.0582 HRK. From a start-to-finish perspective, comparing the January average rate of 0.4121 to the December average rate of 0.4184, the exchange rate registered a net change of 1.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4606 was down 3.33% compared to the 2020 peak of 0.4764, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 2,303 HRK

2020 Average 2,017 HRK

Yearly Trough Low 2,012 HRK

Transaction Impact: A difference of 290.91 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4540

0.4083

JanuMarcMayJulySeptNove

NAD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4318, compared to 0.4300 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.4318

H2 Avg (Jul–Dec) 0.4300

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0421 HRK (High: 0.4518 / Low: 0.4097). On the other end, April was the most stable month, with a tight range of 0.0107 HRK (High: 0.4420 / Low: 0.4313).

November Spread (Volatile) ±0.0421

April Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0137 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0137

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.4502) against the same month in 2020 (average: 0.3930), the exchange rate shifted by +0.0573 (+14.57%).

2021 Avg (June) 0.4502

2020 Avg (June) 0.3930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4226	0.4024	0.4121
February	0.4321	0.4165	0.4251
March	0.4371	0.4110	0.4254
April	0.4420	0.4313	0.4372
May	0.4478	0.4329	0.4410
June	0.4606	0.4396	0.4502
July	0.4423	0.4255	0.4365
August	0.4465	0.4187	0.4336
September	0.4436	0.4225	0.4296
October	0.4486	0.4254	0.4355
November	0.4518	0.4097	0.4264
December	0.4264	0.4110	0.4184

2021 NAD నుండి HRK చారిత్రక సమీక్ష