YEARLY HIGH
5.4868 HTG
YEARLY LOW
4.7148 HTG
YEARLY AVERAGE
5.0866 HTG

2012 NAD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NAD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on March 2, valuing the pair at 5.4868. Conversely, the yearly low was recorded on November 22, dropping to 4.7148.

This high-to-low spread represents a total annual volatility of 0.7719 HTG. From a start-to-finish perspective, comparing the January average rate of 5.0502 to the December average rate of 4.8846, the exchange rate registered a net change of -3.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.4868 was down 11.23% compared to the 2011 peak of 6.1811, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 27,434 HTG
2011 Average 28,128 HTG
Yearly Trough Low 23,574 HTG
Transaction Impact: A difference of 3,859.74 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

5.4784
4.7284
JanuMarcMayJulySeptNove

NAD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2035, compared to 4.9697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2339 points.

H1 Avg (Jan–Jun) 5.2035
H2 Avg (Jul–Dec) 4.9697

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.4588 HTG (High: 5.4144 / Low: 4.9555). On the other end, September was the most stable month, with a tight range of 0.1451 HTG (High: 5.1432 / Low: 4.9981).

May Spread (Volatile) ±0.4588
September Spread (Stable) ±0.1451

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2081 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2012: 5.4159) against the same month in 2011 (average: 5.8803), the exchange rate shifted by -0.4645 (-7.90%).

2012 Avg (March) 5.4159
2011 Avg (March) 5.8803

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2264 4.9544 5.0502
February 5.3793 5.2127 5.2876
March 5.4868 5.3118 5.4159
April 5.4140 5.1291 5.2914
May 5.4144 4.9555 5.1586
June 5.1636 4.9101 5.0174
July 5.2124 4.9470 5.1028
August 5.1943 4.9670 5.0849
September 5.1432 4.9981 5.0814
October 5.0657 4.7675 4.8733
November 4.8763 4.7148 4.7909
December 4.9866 4.7611 4.8846