YEARLY HIGH
11.0179 JMD
YEARLY LOW
9.2252 JMD
YEARLY AVERAGE
10.1989 JMD

2021 NAD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 11, valuing the pair at 11.0179. Conversely, the yearly low was recorded on January 11, dropping to 9.2252.

This high-to-low spread represents a total annual volatility of 1.7926 JMD. From a start-to-finish perspective, comparing the January average rate of 9.5617 to the December average rate of 9.7073, the exchange rate registered a net change of 1.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.0179 was up 11.66% compared to the 2020 peak of 9.8675, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 55,089 JMD
2020 Average 43,319 JMD
Yearly Trough Low 46,126 JMD
Transaction Impact: A difference of 8,963.20 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

10.9351
9.4369
JanuMarcMayJulySeptNove

NAD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2413, compared to 10.1565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0848 points.

H1 Avg (Jan–Jun) 10.2413
H2 Avg (Jul–Dec) 10.1565

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.1742 JMD (High: 10.7524 / Low: 9.5782). On the other end, May was the most stable month, with a tight range of 0.2833 JMD (High: 10.8429 / Low: 10.5597).

November Spread (Volatile) ±1.1742
May Spread (Stable) ±0.2833

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3993 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3993

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 10.8102) against the same month in 2020 (average: 8.2251), the exchange rate shifted by +2.5852 (+31.43%).

2021 Avg (June) 10.8102
2020 Avg (June) 8.2251

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.7827 9.2252 9.5617
February 10.4242 9.7353 10.1692
March 10.0584 9.6025 9.8412
April 10.8046 9.9241 10.3341
May 10.8429 10.5597 10.7311
June 11.0179 10.4733 10.8102
July 10.6695 10.3304 10.5132
August 10.7843 10.0379 10.4776
September 10.4685 9.7492 10.0783
October 10.4680 9.6704 10.1069
November 10.7524 9.5782 10.0556
December 9.8909 9.5056 9.7073