YEARLY HIGH
0.0516 XDR
YEARLY LOW
0.0440 XDR
YEARLY AVERAGE
0.0475 XDR

2021 NAD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NAD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.0516. Conversely, the yearly low was recorded on November 28, dropping to 0.0440.

This high-to-low spread represents a total annual volatility of 0.0076 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0460 to the December average rate of 0.0449, the exchange rate registered a net change of -2.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0516 was down 0.21% compared to the 2020 peak of 0.0517, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 258 XDR
2020 Average 219 XDR
Yearly Trough Low 220 XDR
Transaction Impact: A difference of 38.09 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0509
0.0443
JanuMarcMayJulySeptNove

NAD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0480, compared to 0.0470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0480
H2 Avg (Jul–Dec) 0.0470

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0052 XDR (High: 0.0491 / Low: 0.0440). On the other end, April was the most stable month, with a tight range of 0.0013 XDR (High: 0.0491 / Low: 0.0478).

November Spread (Volatile) ±0.0052
April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0020 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0503) against the same month in 2020 (average: 0.0424), the exchange rate shifted by +0.0080 (+18.86%).

2021 Avg (June) 0.0503
2020 Avg (June) 0.0424

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0475 0.0448 0.0460
February 0.0477 0.0461 0.0471
March 0.0478 0.0449 0.0468
April 0.0491 0.0478 0.0484
May 0.0503 0.0482 0.0495
June 0.0516 0.0489 0.0503
July 0.0492 0.0472 0.0483
August 0.0491 0.0461 0.0479
September 0.0491 0.0468 0.0475
October 0.0489 0.0466 0.0476
November 0.0491 0.0440 0.0460
December 0.0459 0.0441 0.0449