YEARLY HIGH
54.0858 BTN
YEARLY LOW
50.4758 BTN
YEARLY AVERAGE
52.2372 BTN

2021 NZD to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 54.0858. Conversely, the yearly low was recorded on March 23, dropping to 50.4758.

This high-to-low spread represents a total annual volatility of 3.6099 BTN. From a start-to-finish perspective, comparing the January average rate of 52.5311 to the December average rate of 51.0979, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 54.0858 was up 2.30% compared to the 2020 peak of 52.8700, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 270,429 BTN
2020 Average 240,840 BTN
Yearly Trough Low 252,379 BTN
Transaction Impact: A difference of 18,049.73 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

53.1138
50.9146
JanuMarcMayJulySeptNove

NZD to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.5130, compared to 51.9614 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5517 points.

H1 Avg (Jan–Jun) 52.5130
H2 Avg (Jul–Dec) 51.9614

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.0152 BTN (High: 53.7662 / Low: 50.7510). On the other end, July was the most stable month, with a tight range of 0.7016 BTN (High: 52.4276 / Low: 51.7261).

November Spread (Volatile) ±3.0152
July Spread (Stable) ±0.7016

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.0654 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 52.9306) against the same month in 2020 (average: 45.7532), the exchange rate shifted by +7.1774 (+15.69%).

2021 Avg (April) 52.9306
2020 Avg (April) 45.7532

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 53.3204 51.9482 52.5311
February 53.8149 52.1181 52.6588
March 53.4816 50.4758 51.8443
April 54.0858 51.2253 52.9306
May 53.4784 52.1888 52.8994
June 52.8865 51.2614 52.2141
July 52.4276 51.7261 52.0366
August 52.4118 50.6999 51.7374
September 52.6011 50.9725 51.9027
October 53.8742 51.4335 52.8305
November 53.7662 50.7510 52.1632
December 51.7337 50.6315 51.0979