YEARLY HIGH
783.2009 CDF
YEARLY LOW
681.5113 CDF
YEARLY AVERAGE
745.4475 CDF

2012 NZD to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 783.2009. Conversely, the yearly low was recorded on May 23, dropping to 681.5113.

This high-to-low spread represents a total annual volatility of 101.6896 CDF. From a start-to-finish perspective, comparing the January average rate of 729.0824 to the December average rate of 768.1446, the exchange rate registered a net change of 5.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 783.2009 was down 2.32% compared to the 2011 peak of 801.8395, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,916,005 CDF
2011 Average 3,608,999 CDF
Yearly Trough Low 3,407,557 CDF
Transaction Impact: A difference of 508,447.97 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

774.0650
703.0197
JanuMarcMayJulySeptNove

NZD to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 736.2354, compared to 754.6595 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 18.4241 points.

H1 Avg (Jan–Jun) 736.2354
H2 Avg (Jul–Dec) 754.6595

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 62.8603 CDF (High: 744.3716 / Low: 681.5113). On the other end, October was the most stable month, with a tight range of 15.0513 CDF (High: 766.7787 / Low: 751.7274).

May Spread (Volatile) ±62.8603
October Spread (Stable) ±15.0513

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 40.7624 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -40.7624

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 768.1446) against the same month in 2011 (average: 697.3483), the exchange rate shifted by +70.7963 (+10.15%).

2012 Avg (December) 768.1446
2011 Avg (December) 697.3483

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 760.2786 703.6895 729.0824
February 776.0531 754.1092 763.4932
March 764.1709 738.8482 751.9255
April 759.7458 739.3085 749.7026
May 744.3716 681.5113 708.9402
June 734.1408 688.6809 714.2688
July 749.3041 726.8510 736.9476
August 758.5828 739.2411 749.3011
September 767.4033 734.5857 756.9992
October 766.7787 751.7274 757.7605
November 767.0182 748.6673 758.8043
December 783.2009 751.8978 768.1446