YEARLY HIGH
0.6749 CHF
YEARLY LOW
0.6187 CHF
YEARLY AVERAGE
0.6465 CHF

2021 NZD to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.6749. Conversely, the yearly low was recorded on December 20, dropping to 0.6187.

This high-to-low spread represents a total annual volatility of 0.0562 CHF. From a start-to-finish perspective, comparing the January average rate of 0.6375 to the December average rate of 0.6245, the exchange rate registered a net change of -2.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6749 was up 3.53% compared to the 2020 peak of 0.6519, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,375 CHF
2020 Average 3,049 CHF
Yearly Trough Low 3,094 CHF
Transaction Impact: A difference of 280.91 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6675
0.6206
JanuMarcMayJulySeptNove

NZD to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6510, compared to 0.6420 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0090 points.

H1 Avg (Jan–Jun) 0.6510
H2 Avg (Jul–Dec) 0.6420

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0326 CHF (High: 0.6749 / Low: 0.6423). On the other end, December was the most stable month, with a tight range of 0.0091 CHF (High: 0.6278 / Low: 0.6187).

February Spread (Volatile) ±0.0326
December Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0215 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0215

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.6507) against the same month in 2020 (average: 0.6236), the exchange rate shifted by +0.0271 (+4.35%).

2021 Avg (February) 0.6507
2020 Avg (February) 0.6236

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6432 0.6303 0.6375
February 0.6749 0.6423 0.6507
March 0.6690 0.6523 0.6636
April 0.6629 0.6486 0.6570
May 0.6591 0.6436 0.6522
June 0.6506 0.6398 0.6449
July 0.6504 0.6315 0.6411
August 0.6490 0.6265 0.6379
September 0.6562 0.6420 0.6513
October 0.6615 0.6418 0.6512
November 0.6542 0.6276 0.6460
December 0.6278 0.6187 0.6245