YEARLY HIGH
1619.8793 KMF
YEARLY LOW
283.7157 KMF
YEARLY AVERAGE
297.9648 KMF

2021 NZD to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 1619.8793. Conversely, the yearly low was recorded on August 19, dropping to 283.7157.

This high-to-low spread represents a total annual volatility of 1336.1637 KMF. From a start-to-finish perspective, comparing the January average rate of 290.6694 to the December average rate of 338.3977, the exchange rate registered a net change of 16.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1619.8793 was down 88.86% compared to the 2020 peak of 14534.6498, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 8,099,397 KMF
2020 Average 1,597,770 KMF
Yearly Trough Low 1,418,578 KMF
Transaction Impact: A difference of 6,680,818.29 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

343.2583
284.9314
JanuMarcMayJulySeptNove

NZD to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 292.9144, compared to 303.0151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 10.1007 points.

H1 Avg (Jan–Jun) 292.9144
H2 Avg (Jul–Dec) 303.0151

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 1326.9568 KMF (High: 1619.8793 / Low: 292.9225). On the other end, July was the most stable month, with a tight range of 4.4879 KMF (High: 293.0454 / Low: 288.5575).

December Spread (Volatile) ±1326.9568
July Spread (Stable) ±4.4879

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 3.2089 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -3.2089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 338.3977) against the same month in 2020 (average: 746.6934), the exchange rate shifted by -408.2957 (-54.68%).

2021 Avg (December) 338.3977
2020 Avg (December) 746.6934

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 293.0446 285.3937 290.6694
February 301.4786 290.7683 294.8567
March 299.9128 287.3844 295.1599
April 296.2524 290.8728 294.0077
May 297.4310 288.7037 293.0009
June 292.0241 285.0560 289.7920
July 293.0454 288.5575 291.0785
August 295.4408 283.7157 291.1116
September 299.6584 289.7020 296.0070
October 304.4129 293.4538 299.3787
November 305.2926 297.3388 302.1173
December 1619.8793 292.9225 338.3977