YEARLY HIGH
3.3141 LYD
YEARLY LOW
0.9521 LYD
YEARLY AVERAGE
3.1672 LYD

2021 NZD to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the NZD to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 3.3141. Conversely, the yearly low was recorded on January 2, dropping to 0.9521.

This high-to-low spread represents a total annual volatility of 2.3621 LYD. From a start-to-finish perspective, comparing the January average rate of 2.9136 to the December average rate of 3.1226, the exchange rate registered a net change of 7.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.3141 was up 242.29% compared to the 2020 peak of 0.9682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 16,571 LYD
2020 Average 4,509 LYD
Yearly Trough Low 4,760 LYD
Transaction Impact: A difference of 11,810.25 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.2628
2.8818
JanuMarcMayJulySeptNove

NZD to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1605, compared to 3.1740 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0135 points.

H1 Avg (Jan–Jun) 3.1605
H2 Avg (Jul–Dec) 3.1740

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 2.2865 LYD (High: 3.2385 / Low: 0.9521). On the other end, December was the most stable month, with a tight range of 0.0539 LYD (High: 3.1478 / Low: 3.0938).

January Spread (Volatile) ±2.2865
December Spread (Stable) ±0.0539

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0873 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0873

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 3.2311) against the same month in 2020 (average: 0.8999), the exchange rate shifted by +2.3312 (+259.06%).

2021 Avg (February) 3.2311
2020 Avg (February) 0.8999

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2385 0.9521 2.9136
February 3.3141 3.1959 3.2311
March 3.2619 3.1344 3.2057
April 3.2564 3.1750 3.2086
May 3.2767 3.1918 3.2272
June 3.2299 3.1175 3.1766
July 3.1829 3.1221 3.1537
August 3.1888 3.0886 3.1544
September 3.2276 3.1184 3.1910
October 3.2821 3.1438 3.2122
November 3.2727 3.1393 3.2099
December 3.1478 3.0938 3.1226