YEARLY HIGH
49.5221 DJF
YEARLY LOW
43.0228 DJF
YEARLY AVERAGE
45.9810 DJF

2021 PEN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 49.5221. Conversely, the yearly low was recorded on October 2, dropping to 43.0228.

This high-to-low spread represents a total annual volatility of 6.4993 DJF. From a start-to-finish perspective, comparing the January average rate of 49.1185 to the December average rate of 44.0335, the exchange rate registered a net change of -10.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 49.5221 was down 8.01% compared to the 2020 peak of 53.8371, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 247,611 DJF
2020 Average 254,886 DJF
Yearly Trough Low 215,114 DJF
Transaction Impact: A difference of 32,496.53 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

49.6968
42.7567
JanuMarcMayJulySeptNove

PEN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 47.8234, compared to 44.1386 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6848 points.

H1 Avg (Jan–Jun) 47.8234
H2 Avg (Jul–Dec) 44.1386

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 2.9163 DJF (High: 49.5221 / Low: 46.6058). On the other end, February was the most stable month, with a tight range of 0.2320 DJF (High: 48.9575 / Low: 48.7256).

April Spread (Volatile) ±2.9163
February Spread (Stable) ±0.2320

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.7285 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1.7285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 48.2377) against the same month in 2020 (average: 52.3505), the exchange rate shifted by -4.1128 (-7.86%).

2021 Avg (April) 48.2377
2020 Avg (April) 52.3505

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 49.3221 48.8026 49.1185
February 48.9575 48.7256 48.8358
March 48.6873 47.3341 48.0176
April 49.5221 46.6058 48.2377
May 48.6420 46.2271 47.2298
June 46.5414 44.6776 45.5013
July 45.9154 44.7232 45.1985
August 45.3605 43.2762 43.6605
September 43.5553 43.0595 43.3350
October 45.4055 43.0228 44.3104
November 44.5494 43.7908 44.2937
December 44.9018 43.5871 44.0335