YEARLY HIGH
48.1566 LRD
YEARLY LOW
34.7579 LRD
YEARLY AVERAGE
43.0017 LRD

2021 PEN to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 48.1566. Conversely, the yearly low was recorded on December 7, dropping to 34.7579.

This high-to-low spread represents a total annual volatility of 13.3987 LRD. From a start-to-finish perspective, comparing the January average rate of 46.3918 to the December average rate of 35.2650, the exchange rate registered a net change of -23.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 48.1566 was down 18.40% compared to the 2020 peak of 59.0154, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 240,783 LRD
2020 Average 274,692 LRD
Yearly Trough Low 173,790 LRD
Transaction Impact: A difference of 66,993.53 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

48.5431
34.0579
JanuMarcMayJulySeptNove

PEN to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.1234, compared to 39.8801 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.2433 points.

H1 Avg (Jan–Jun) 46.1234
H2 Avg (Jul–Dec) 39.8801

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 4.4387 LRD (High: 42.4362 / Low: 37.9975). On the other end, February was the most stable month, with a tight range of 0.5868 LRD (High: 47.5847 / Low: 46.9978).

October Spread (Volatile) ±4.4387
February Spread (Stable) ±0.5868

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 4.5097 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.5097

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 46.7940) against the same month in 2020 (average: 58.2505), the exchange rate shifted by -11.4565 (-19.67%).

2021 Avg (April) 46.7940
2020 Avg (April) 58.2505

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 46.9833 45.1452 46.3918
February 47.5847 46.9978 47.3360
March 47.5391 46.0312 46.8244
April 48.1566 45.0679 46.7940
May 46.9596 44.5411 45.5852
June 44.8117 43.0021 43.8089
July 44.3475 43.0745 43.5811
August 43.7397 41.7311 42.1041
September 42.0351 41.3610 41.7477
October 42.4362 37.9975 40.5461
November 37.5759 34.9401 36.0365
December 36.5295 34.7579 35.2650