2021 PEN to TOP Historical Review

YEARLY HIGH

0.6361 TOP

YEARLY LOW

0.5459 TOP

YEARLY AVERAGE

0.5853 TOP

2021 PEN to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.6361. Conversely, the yearly low was recorded on September 7, dropping to 0.5459.

This high-to-low spread represents a total annual volatility of 0.0902 TOP. From a start-to-finish perspective, comparing the January average rate of 0.6289 to the December average rate of 0.5650, the exchange rate registered a net change of -10.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6361 was down 8.89% compared to the 2020 peak of 0.6981, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 3,180 TOP

2020 Average 3,296 TOP

Yearly Trough Low 2,729 TOP

Transaction Impact: A difference of 450.85 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6377

0.5401

JanuMarcMayJulySeptNove

PEN to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6099, compared to 0.5607 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0491 points.

H1 Avg (Jan–Jun) 0.6099

H2 Avg (Jul–Dec) 0.5607

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0435 TOP (High: 0.6361 / Low: 0.5926). On the other end, September was the most stable month, with a tight range of 0.0053 TOP (High: 0.5512 / Low: 0.5459).

April Spread (Volatile) ±0.0435

September Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0263 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0263

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.6170) against the same month in 2020 (average: 0.6869), the exchange rate shifted by -0.0698 (-10.17%).

2021 Avg (April) 0.6170

2020 Avg (April) 0.6869

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6341	0.6236	0.6289
February	0.6337	0.6229	0.6296
March	0.6274	0.6092	0.6151
April	0.6361	0.5926	0.6170
May	0.6169	0.5812	0.5974
June	0.5815	0.5629	0.5712
July	0.5834	0.5658	0.5735
August	0.5749	0.5498	0.5551
September	0.5512	0.5459	0.5483
October	0.5765	0.5478	0.5608
November	0.5660	0.5581	0.5618
December	0.5746	0.5588	0.5650

2021 PEN నుండి TOP చారిత్రక సమీక్ష